Gema Smith's Blog

Posted on 05/06/2024
The Perks of Buying over Renting
Thinking about buying a home? While today’s mortgage rates might seem a bit intimidating, here are two solid reasons why, if you’re ready and able, it could still be a smart move to get your own place. 1. Home Values Typically Go Up Over Time There’s been some confusion over the past year or so about which way...
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Posted on 05/06/2024
What's Motivating Your Move?
Thinking about selling your house? As you make your decision, consider what's pushing you to think about moving. A recent survey from Realtor.com looked into why people want to sell their homes this year. Here are the top two reasons (see graphic below): Let's take a closer look and see if they’re motivating you to make a change...
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Posted on 05/05/2024
What to do during a power outage
Power outages happen for a variety of reasons like storms,...
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Posted on 04/29/2024
Is a Multi-Generational Home Right for You?
Ever thought about living in the same house with your grandparents, parents, or other loved ones? You're not alone. A lot of people are choosing to buy multi-generational homes where everyone can live together. Let's check out why they think it’s a good idea to see if it might be a good fit for you, too. Why People...
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Posted on 04/29/2024
Now’s a Great Time To Sell Your House
Thinking about selling your house? If you are, you might be weighing factors like today’s mortgage rates and your own changing needs to figure out your next move. Here’s something else to consider. According to the latest Home Purchase Sentiment Index (HPSI) from Fannie Mae, the percent of respondents who say it’s a good time to sell is...
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Posted on 04/28/2024
4 Things to do when hosting a dinner part
Hosting a dinner party can be as malleable a process as you...
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Posted on 04/22/2024
Is It Getting More Affordable To Buy a Home?
Over the past year or so, a lot of people have been talking about how tough it is to buy a home. And while there’s no arguing affordability is still tight, there are signs it’s starting to get a bit better and may improve even more throughout the year. Elijah de la Campa, Senior Economist at Redfin, says:...
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Posted on 04/22/2024
Should I Wait for Mortgage Rates To Come Down Before I Move?
If you’ve got a move on your mind, you may be wondering whether you should wait to sell until mortgage rates come down before you spring into action. Here’s some information that could help answer that question for you. In the housing market, there’s a longstanding relationship between mortgage rates and buyer demand. Typically, the higher rates are,...
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Posted on 04/21/2024
Quick ways to create a rustic and modern living room
A living room with a modern rustic design is one with sleek lines and low profiles of modern design and combines comforting textures of rustic design. In a living room, modern rustic may remind you of a more defined version of eclectic. We'll give you some easy tips to give the space a cozy vibe without compromising on...
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Posted on 04/19/2024
5 Essential Financial Planning Tips for Seniors
As individuals age and their care needs evolve, many families find themselves ill-prepared to handle the financial intricacies associated with health care, senior living, and asset management. Prioritizing financial and legal considerations in retirement planning is essential to ensure optimal utilization of resources during one's senior years. Before making any significant financial decisions, it's highly advisable to seek...
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Posted on 04/19/2024
Encouraging Physical Activity in Older Adults
It's crucial for older adults to engage in regular physical activity to enhance their well-being and lower the risk of cardiovascular issues. However, it's essential to consult a healthcare professional before starting any new exercise regimen, especially if you've been inactive for a while or have existing medical conditions. Ensure that the activities you choose align with your...
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Posted on 04/18/2024
Senior Wellness: Top 10 Tips for Vibrant Living
Navigating the journey toward senior wellness requires thoughtful choices and informed decisions. Whether you're aiming to boost energy levels or promote longevity, I've curated a collection of expert tips to guide you toward a vibrant and fulfilling lifestyle in your golden years. 1. Stay RefreshedPrioritize hydration by incorporating plenty of fluids into your daily routine. From water to...
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