Gema Smith's Blog

Posted on 04/28/2025

Take Advantage of the Perfect Spring Market to Sell Your Home

If you've been thinking about selling your home this year, you’ve probably heard that the best time to list was sometime in April. Some reports highlighted a particular week in mid-April as the ideal window for sellers. But if you missed that period, don’t worry—you haven’t lost your opportunity. Here’s why: that’s just one study’s finding. Different organizations...

For Sellers

Selling Tips

+ 7 more

Posted on 04/28/2025

Should I Buy a Home Now or Wait?

At some point, you’ve probably heard the saying: “Yesterday was the best time to buy a home, but the next best time is today.” That’s because homeownership is about the long game – and home prices typically rise over time. So, while you may be holding out for prices to fall or rates to improve, you should know...

For Buyers

Home Prices

+ 8 more

Posted on 04/28/2025

What’s Your House Worth Now The Answer May Surprise You

Let’s talk about something you might not check nearly as often as your bank account – and that’s how much your home is worth. But when it comes to your financial situation, it’s an important thing to remember. When’s the last time you had a professional show you the value of your home? Think about it. For most...

For Sellers

Home Prices

+ 8 more

Posted on 04/27/2025

What is loss of use coverage?

Loss of use coverage is part of every standard homeowners...

Additional Living Expenses

Homeowners Insurance

+ 2 more

Posted on 04/21/2025

The #1 Thing Sellers Need to Understand About Pricing Their Home

When you list your home, it’s only natural to want it to sell quickly and at the highest possible price. That’s the ideal outcome for most sellers. But in today’s housing market, many homeowners are setting their asking prices too high — without realizing how much the market has shifted. As more homes become available, competition increases. And...

For Sellers

Home Prices

+ 8 more

Posted on 04/21/2025

Pre-Approval Isn’t Commitment – It’s Clarity

If buying a home is on your radar – even if it’s more of a someday plan than a right now plan – getting pre-approved early is still one of the smartest moves you can make. Why? Because, like anything in life, the right prep work makes things clearer. The best time to get serious about buying is...

For Buyers

First Time Buyers

+ 7 more

Posted on 04/21/2025

Don’t Miss This Prime Spring Window To Sell Your House

According to Realtor.com, the best week to list your house this year was April 13–19. And since that week has come and gone, you might be wondering: did I miss my chance? Not at all – and here’s why. That’s just one source’s take, based on their own research. Other organizations run similar studies. And since different places...

For Sellers

Selling Tips

+ 7 more

Posted on 04/20/2025

Home Staging: How and Why to Find a Home Staging Professional

There are plenty of things you can do to potentially boost the profits of your home sale, such as tackling repairs and renovations. One thing you may also want to consider is hiring a professional to stage your home. What is Professional Staging? When a home is staged, a professional comes in and decorates/furnishes the home to make...

Design

+ 9 more

Posted on 04/17/2025

Mastering Your Money: A Practical Guide to Creating a Budget That Works

No matter how much you earn, having a solid budget in place is one of the smartest moves you can make for your financial health. By gaining clarity on where your money goes each month, you can take control of your finances and start building toward your bigger goals—whether that's saving for a home, eliminating debt, or simply...

Budgeting Tips

How To Create A Budget

+ 16 more

Posted on 04/17/2025

Healthy Living for Seniors: Boosting Wellness Through Nutrition & Movement

Aging is a natural part of life—but staying healthy while doing it can make all the difference. Rather than simply focusing on avoiding illness, healthy aging is about living with energy, independence, and purpose. The foundation of that lifestyle? Nutritious food and regular physical activity. With the right habits and support, especially from senior living communities, older adults...

Senior Wellness

Healthy Aging Tips

+ 10 more

Posted on 04/17/2025

The Power of Reflecting on Personal Achievements in Later Life

Reflection and Its Role in Enhancing Seniors' Mental Health Reflecting on life’s accomplishments is an important activity that can positively affect seniors’ mental health. The American Psychological Association reports that reminiscing can improve psychological well-being, especially for seniors dealing with cognitive issues like Alzheimer's or dementia. While memories of loved ones are often the focus of reflection, it’s...

Senior Wellness

Benefits Of Reflection For Seniors

+ 11 more

Posted on 04/16/2025

7 Real Estate Investment Strategies to Build Wealth and Support Retirement

Investing at any stage in life can feel complex, but when you're nearing or in retirement, the stakes are higher. At this point, your financial strategy needs to prioritize stability, income generation, inflation protection, and tax efficiency—all while minimizing risk. You’ve worked hard to build your nest egg, and now it’s time to make it work for you....

Real Estate Investing

Retirement Planning

+ 8 more

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