Tag: Gema Smith

Posted on 06/10/2025

Thinking About Selling? Here’s What You Need to Know Right Now

Remember a few years ago? Selling a home felt effortless. Properties were snapped up, often with multiple bids far exceeding the asking price. It seemed like sellers held all the cards. Fast forward to today, and the landscape has shifted. The housing market is evolving. With increased inventory, buyers are becoming more discerning, homes are spending more time...

For Sellers

Home Prices

+ 8 more

Posted on 06/09/2025

The Big Difference Between a Homeowner’s and a Renter’s Net Worth

Some Highlights Homeownership is one of the best ways to build wealth in our country and it’s easy to see why. As you pay down your mortgage and as home values rise over time, you gain equity – and that helps grow your net worth. That’s why a homeowner’s net worth is nearly 40X greater than a renters....

Homeowner Vs Renter Net Worth

Net Worth Comparison Homeowners Renters

+ 9 more

Posted on 06/09/2025

Home Projects That Add the Most Value

Some Highlights Whether you’re planning to move soon or not, you want to be strategic about which home projects you take on. Because not all of them will be worth it. Before you decide what upgrades to tackle, talk to an agent who knows what’s in demand in your area and where you’re most likely to recoup the...

Home Improvement

Home Renovation

+ 16 more

Posted on 06/02/2025

Is It Better To Rent or Buy a Home?

You’ve probably asked yourself lately: Is it even worth trying to buy a home right now? With high home prices and stubborn mortgage rates, renting can seem like the safer choice right now. Or maybe your only choice. That’s a very real feeling. And perhaps buying today isn’t your best move; it’s not for everyone right away. You...

For Buyers

First Time Buyers

+ 6 more

Posted on 06/02/2025

The Secret To Selling Your House in Today’s Market

A few years ago, homes were flying off the shelves and getting multiple offers well over their asking price. It felt like you could name your price and still have buyers lined up at the door. But today’s housing market is different. Buyers are getting more selective now that inventory has grown. Homes are sitting a little longer....

For Sellers

Home Prices

+ 8 more

Posted on 05/27/2025

Thinking about an Adjustable-Rate Mortgage Read This First.

If you’ve been house hunting lately, you’ve probably felt the sting of today’s mortgage rates. And it’s because of those rates and rising home prices that many homebuyers are starting to explore other types of loans to make the numbers work. And one option that’s gaining popularity? Adjustable-rate mortgages (ARMs). If you remember the crash in 2008, this...

For Buyers

Mortgage Rates

+ 5 more

Posted on 05/27/2025

You Could Use Some of Your Equity To Give Your Children the Gift of Home

If you’re a homeowner, chances are you’ve built up a lot of wealth – just by living in your house and watching its value grow over time. And that equity? It’s something that could help change your child’s life. Since affordability is still a challenge, a lot of first-time buyers are struggling to buy a home in today’s...

For Sellers

Equity

+ 5 more

Posted on 05/22/2025

Retire with Confidence: Financial Tips for Seniors

Retirement should be a time to enjoy the fruits of your lifelong efforts—not a time for financial stress or uncertainty. Whether you're newly retired or planning ahead, having a solid financial strategy in place is key to enjoying a comfortable and secure retirement. Here are essential financial tips to help seniors retire with confidence: 1. Reevaluate Your Budget...

Retirement Financial Tips For Seniors

Money Management After Retirement

+ 6 more

Posted on 05/22/2025

Wellness After 60: A Guide to Thriving, Not Just Surviving

Turning 60 marks a meaningful milestone—one that comes with wisdom, life experience, and, ideally, a renewed focus on wellness. Contrary to old stereotypes, life after 60 is not about slowing down; it's about stepping into a new season with purpose, energy, and joy. Wellness after 60 means more than just managing health conditions—it’s about thriving in every area...

Senior Wellness Tips

Healthy Aging After 60

+ 6 more

Posted on 05/22/2025

Retirement Housing: Should You Stay, Sell, or Downsize?

As retirement approaches, one of the most significant decisions you’ll face is what to do with your home. It’s not just about bricks and mortar—it’s about lifestyle, financial security, health, and peace of mind. Should you stay in your current home, sell and relocate, or downsize to something more manageable? Each option comes with its own pros and...

Retirement Housing Options

Senior Real Estate Decisions

+ 9 more

Posted on 05/19/2025

Second Half of 2025: Will the Real Estate Market Shift Again?

Some Highlights • Are you wondering what to expect if you buy or sell a home in the second half of the year? Here’s what the expert forecasts tell you. • Mortgage rates are expected to come down slightly. There will be more homes available for sale. And as inventory rises, home price growth will moderate. • Want...

For Buyer

Infographics

+ 8 more

Posted on 05/19/2025

Why Would I Move with a 3% Mortgage Rate?

If you have a 3% mortgage rate, you’re probably pretty hesitant to let that go. And even if you’ve toyed with the idea of moving, this nagging thought may be holding you back: “why would I give that up?” But when you ask that question, you may be putting your needs on the back burner without realizing it....

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