Gema Smith's Blog

Posted on 06/22/2025

3 Major Ways Technology Is Changing Real Estate Today

Technology enhances our lives in new and once-unimaginable ways. The real estate business is one that’s benefited from some of these technological advances, as our needs and priorities have changed during the last decade. Here are some of the most important emerging trends in real estate technology today: Artificial Intelligence Artificial intelligence (AI) is the backbone of the...

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Posted on 06/19/2025

Smart Financial Planning for a Secure and Fulfilling Retirement

As we grow older, financial peace of mind becomes more important than ever. Whether you're approaching retirement or already enjoying your golden years, taking the right steps today can help you build a more secure and stress-free tomorrow. In this guide, I’m breaking down practical, effective strategies to help you take control of your finances and enjoy your...

Financial Planning For Seniors

Retirement Money Management

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Posted on 06/19/2025

Why Staying Social Could Be the Secret to Healthy Aging

A large-scale study using data from the University of Michigan’s Health and Retirement Study (HRS) revealed a compelling connection: Adults over 60 who actively participate in social activities—whether through volunteering, spending time with family, or joining clubs—were significantly less likely to experience early mortality than those with limited social engagement. Researchers from the University of California, San Francisco,...

Healthy Aging Tips

Social Wellness For Seniors

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Posted on 06/19/2025

How the Lifestyle of Seniors is Evolving and What’s Next

Baby boomers have always been a generation that reshaped the world around them. From redefining culture to pushing the boundaries of what aging looks like, they’ve consistently challenged the status quo. So it’s no surprise that as they move into retirement, the idea of what it means to grow older is transforming once again. What used to be...

Evolving Retirement Lifestyle

Modern Senior Living Communities

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Posted on 06/19/2025

Passive Real Estate Investing vs. 401(k): Smarter Ways to Build Long-Term Wealth

Are you weighing your options for growing your wealth for retirement? While 401(k) retirement plans have long been a traditional choice, passive real estate investing is emerging as a compelling alternative. In this article, we’ll break down the key differences, advantages, and risks of both strategies to help you decide which path best aligns with your financial goals....

Passive Real Estate Investing

401 K Vs Real Estate Investing

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Posted on 06/18/2025

Smart Home Upgrades: Boosting Your Property's Value and Appeal

Thinking about sprucing up your home? Whether you're planning to sell in the near future or simply want to enhance your living space, it's wise to consider which projects offer the best return on your investment. Not all renovations are created equal when it comes to adding value, so making informed decisions can save you time, money, and...

Home Improvement

Home Value

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Posted on 06/16/2025

The Five-Year Rule for Home Price Perspective

Headlines are saying home prices are starting to dip in some markets. And if you’re beginning to second guess your plans based on what you’re hearing in the media, here’s what you need to know. It's true that a few metros are seeing slight price drops. But don't let that overshadow this simple truth. Home values almost always...

Buying Tips

For Buyers

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Posted on 06/16/2025

Why Most Sellers Hire Real Estate Agents Today

Selling your house without an agent as a “For Sale by Owner” (FSBO) may be something you’ve considered. But you should know that, in today’s shifting market, more homeowners are deciding that’s just not worth the risk. According to the latest data from the National Association of Realtors (NAR), the number of homeowners selling without an agent has...

For Sellers

Agent Value

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Posted on 06/15/2025

Renting vs Buying: Questions to Ask

How do you know if it’s better to buy or rent a home? With so much to consider, this big life decision may seem overwhelming. However, as long as you focus on some key questions, you can make the best choice. Here are the questions to ask yourself if you’re trying to decide between renting and buying: What’s...

Buying

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Posted on 06/10/2025

Thinking About Selling? Here’s What You Need to Know Right Now

Remember a few years ago? Selling a home felt effortless. Properties were snapped up, often with multiple bids far exceeding the asking price. It seemed like sellers held all the cards. Fast forward to today, and the landscape has shifted. The housing market is evolving. With increased inventory, buyers are becoming more discerning, homes are spending more time...

For Sellers

Home Prices

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Posted on 06/09/2025

The Big Difference Between a Homeowner’s and a Renter’s Net Worth

Some Highlights Homeownership is one of the best ways to build wealth in our country and it’s easy to see why. As you pay down your mortgage and as home values rise over time, you gain equity – and that helps grow your net worth. That’s why a homeowner’s net worth is nearly 40X greater than a renters....

Homeowner Vs Renter Net Worth

Net Worth Comparison Homeowners Renters

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Posted on 06/09/2025

Home Projects That Add the Most Value

Some Highlights Whether you’re planning to move soon or not, you want to be strategic about which home projects you take on. Because not all of them will be worth it. Before you decide what upgrades to tackle, talk to an agent who knows what’s in demand in your area and where you’re most likely to recoup the...

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